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Terms and conditions

Notice deposits

Our selection of Notice Deposits is suited to depositors who do not require immediate access to funds and therefore earn a higher rate than that of the Call Account. Choose from our selection of Notice Deposits that combine competitive interest rates with predictable returns.

 

7 day prime linked deposit

  • Enhance your call returns, while maintaining quick and easy access to your funds
  • Minimum deposit of R100,000

30-day notice Prime linked deposit

 

  • This is a Prime linked investment, you may withdraw 10% of the total available balance subject to a 30 day rolling facility
  • Minimum deposit of R100,000

40-day notice account – exclusive to Investec

 

Private Select Fund, 40-day notice account

  • The average rate of the top 4 money market funds is applied to the fund daily in arrears*
  • You may withdraw 10% of the total available balance immediately for additional liquidity (subject to a 40-day rolling facility)
  • The minimum balance requirement is R1 000 000
  • Download PDF brochure

 


 

90-day notice account, Investec Top5 – exclusive to Investec

 

Investec Top5, 90-day notice account

  • The Investec Top5 is a 90-day notice account that pays you the average daily rate of the top five South African money market funds*
  • Minimum deposit: R50 000
  • Download PDF brochure
Deposit amount Interest rate earned
R0 - R9 999 0%
R10 000 - R49 999 Top5 MMF rate less 1.25%
R50 000 - R99 999 Top5 MMF rate less 0.25%
R100 000 - R25 million Top5 MMF rate

 

MMF = Money Market Fund

 

*The qualifying criteria for the South African money market funds are as follows:

  • A fund size of R1 billion or more
  • Less than 25% invested in Corporate Debt

 

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