Out of the ordinary
Our current cash deposit rates

Deposit rates can only be confirmed at the time of dealing.
Business Top5 Nominal Annual Effective
  5.39% 5.53%
32-day notice variable rate. Minimum deposit of R1 000 000. Balances above R5 000 000 will earn the above rate. Balances below R5 000 000 will earn a tiered interest rate.
Top5 Nominal Annual Effective
  5.39% 5.53%
90-day notice variable rate. Minimum deposit of R50 000. Balances above R100 000 will earn the above rate. Balances below R100 000 will earn a tiered interest rate.
Private Select Fund Nominal Annual Effective
  5.40% 5.54%
40-day notice variable rate. Minimum deposit of R1 000 000. Balances below R1 000 000 will earn the above rate less 1.25%*
Private Money Fund Nominal Annual Effective
  5.52% 5.66%
Please note that the Investec Private Money Fund is closed for new applications, with effect from 1 July 2010.
Product Specials Nominal Annual Effective
6 month prime linked. Over R100k. Only over 50 years of age
Matura Plus 5.15% 5.21%
Fixed Deposits Nominal Period Effective
R50 000 - R250 000
1 Month 4.95% 4.95%
2 Month 4.99% 5.00%
3 Month 5.07% 5.09%
4 Month 5.21% 5.24%
5 Month 5.19% 5.24%
6 Month 5.28% 5.34%
9 Month 5.38% 5.48%
12 Month 5.90% 6.06%
R250 000 - R1 000 000
1 Month 5.10% 5.10%
2 Month 5.19% 5.20%
3 Month 5.27% 5.29%
4 Month 5.36% 5.40%
5 Month 5.39% 5.44%
6 Month 5.48% 5.54%
9 Month 5.58% 5.68%
12 Month 5.98% 6.15%
Over R1 000 000
1 Month 5.35% 5.35%
2 Month 5.44% 5.45%
3 Month 5.52% 5.55%
4 Month 5.61% 5.65%
5 Month 5.64% 5.69%
6 Month 5.73% 5.80%
9 Month 5.83% 5.94%
12 Month 5.98% 6.15%
 
Last updated: 2012/2/3
 
*Rates applicable to accounts opened from 30 September 2009. Rates for Private Money Fund, Private Select Fund and Investec Top5 accounts opened prior to 30 September 2009 are available upon request.